Padmalatha Suresh is an alumnus of the IIM Ahmedabad. She also holds a degree in LLB and CAIIB. She has more than three decades of industry experience at senior levels, primarily in banking, and briefl y in the IT sector. Her long exposure to the banking sector has enabled her to evaluate banking and fi nancing strategies, risk entailments and options for redressing them as also commentate on banking, in general, and infrastructure fi nance, in particular.


Professor Justin Paul is known as an author/co-author of eight text books. He is also an author of four Ivey-Harvard case studies, which are used in classrooms worldwide. He is currently the youngest full professor with the graduate school of business University of Puerto Rico, San Juan, PR, USA and a visiting professor with the Deakin University, Melbourne, Australia.

Managing Banking and Financial Services—Current Issues and Future Challenges


Monetary Policy—Implications for Bank Management


Banks' Financial Statements


Sources of Bank Funds


Uses of Bank Funds—The Lending Function


Banks in India—Credit Delivery and Legal Aspects of Lending


Credit Monitoring, Sickness and Rehabilitation


Managing Credit Risk— An Overview


Managing Credit Risk— Advanced Topics


Managing Market Risk—Banks' Investment Portfolio


Capital—Risk, Regulation and Adequacy


Managing Interest Rate and Liquidity Risks


Banking Functions, Retail Banking and Laws in Everyday Banking


Banking System—Services and Innovations


International Banking—Foreign Exchange and Trade Finance


High-Tech Banking—E-Payment Systems and Electronic Banking


Understanding Financial Services


Insurance Services


Mutual Funds, Securities Trading, Universal Banking and Credit Rating


Cash Management and Demand Forecasting in ATMs


Mergers and Acquisitions in the Banking Sector


Innovations in Products and Services— Cases of Three Banks


Innovations in Products and Services in Banking—Cases of Public and Private Sector Banks





 

Chapters related to banking, where many reforms have been carried


out, has been substantially updated and revised to include monetary


policies, sources of bank funds, counter cyclical buffer, credit


appraisal, demonetization and many more.


        2.    The questions at the end of each chapters range from simple


objective type questions to numerical problems to facilitate a better


understanding of the concepts.


        3.    New topics have been included for possible research such as Peer to


Peer (P2P) Lending, HDFC borrows through Masala Funds, European


Central Bank's decision to bailout Greece, RBI's Liabilities and Assets,


Basel Committee on Banking Supervision, Kingfisher Airlines etc.


        4.   The book is divided into six parts. Each part delves into the


environment of banking and financial services, banking structure,


sources and uses of bank funds, risk management in banks, cash


management and consolidation of the financial sector through


mergers and acquisitions